Personal Finance made effortless
Connect your accounts, sync your transactions automatically, and manage your finances with ease.
8,000+ Institutions supported
Connect all your accounts
Seamlessly connect your credit cards, bank accounts, loans, investment, and any other accounts.
- Sync transactions automatically
- Connect all your accounts, and your transactions will be updated in real-time, giving you a live view of your spending and income without manual entry.
- Track manual accounts
- Keep a record of non-bank assets like collectibles, cash, jewelry, or even other physical investments by manually adding accounts to get a complete financial picture.
- Bank-grade security
- Your data is protected using end-to-end encryption and industry-leading security standards, ensuring that your financial information remains private and secure. We do not store or have access to any of your credentials.
Blockchain support
Monitor Crypto Investments
Track crypto wallet addresses and all its tokens.
Manage transactions easier
A better workflow
Easily review, categorize, and update transactions across all your accounts.
- All your transactions in one place
- effortlessly view, search, and organize transactions from all your connected accounts on a single page. Save time and stay in control of your finances with powerful tools for bulk editing, tagging, and categorizing.
- Bulk Edit and Categorize
- Select multiple transactions at once to apply changes or categorize them in bulk, saving you time and hassle.
- Inline Tagging for Quick Organization
- Easily apply tags directly to transactions, helping you organize and track spending in a way that fits your needs.
Flexible Rules
Automatically Apply Custom Rules to Transactions
Easily create and manage rules that categorize or flag transactions automatically, saving you time and ensuring your finances are organized the way you want.
Tags
Organize Transactions with Custom Tags
Apply personalized tags to transactions, then group or filter by what matters to you most.
Divide Transactions
Split expenses for accurate tracking
Split transactions into multiple categories and amounts, ensuring each portion is accurately tracked and reported.
Clear and Actionable Insights
Unlock Comprehensive Insights into Your Financial Activity
Summary Views
Visualize your finances at a glance
View your income & expenses with clear, easy-to-read pie charts, helping you identify where you can cut back or invest more.
Detailed Breakdowns
Understand your transactions by day or month
Analyze your spending across various options with a stacked bar chart that highlights how each category, merchant, account, or tagged transaction contributes to your overall finances over time.
Account Overview
Detailed insights into each of your accounts
View balances, recent transactions, and account-specific details for all your financial accounts in one place.
Credit Card APR Overview
Understand your annual percentage rates
Review your credit card’s annual percentage rates (APR) for purchases, balance transfers, and cash advances, helping you stay aware of interest costs and make informed payment decisions.
Mortgage Details
Track your mortgage balance and payments
Get a clear view of your mortgage, including your current balance, payment history, interest rate, and remaining term, to help you manage one of your biggest financial commitments.
Student Loan Snapshot
Stay on top of your student loan payments
Monitor your student loan progress with details on outstanding balance, interest rates, and payment history, so you can stay informed and plan ahead for repayment.
Unified Investment View
All your Investments in one view
From 401(k)s to online brokerages, stocks, bonds, crypto, and more—connect all your investments, view them in real-time, and track their performance over time.
Visibility on all your subscriptions
Stay on top of your recurring payments, from streaming services to deliveries and memberships. Get a clear view of all your subscriptions, making it simple to manage what you’re paying for weekly, monthly, or annually.
Subscription & Charge Details
History of your payments
See a breakdown of each recurring charge, including payment history, first / last payment dates, and detailed merchant information.
Calendar View
All your recurring charges in one place
Easily visualize all upcoming charges and subscription payments on a monthly calendar, helping you stay on top of your finances and budgets.
More Features
effortless.fi includes many additional features and functionality that help you manage your entire personal financial life.
Files & Attachments
Upload relevant files
Find important documents, invoices, receipts, and any other attachment easily by uploading them directly to a transaction or account.
Tasks
Quickly add relevant Tasks
Add tasks related to financial transactions to help you remember future actions.
Refunds
Track expected refunds
Never forget to check on a refund you're supposed to receive! Simply add your expected refund and link it to a transaction once received.